INDEPENDENT HIGH NET WORTH INSURANCE AGENCY

An independent insurance agency for high net worth households.

Home, auto, umbrella, and collections, placed across 15+ carriers.

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A Bulwark advisor will reach out within one business day.

Trusted insurance partners

Built for households where coverage actually matters.

We represent your household, not a single insurance company.

A captive agent can sell you one insurer's policy. We shop your risk across every carrier we represent, so when one insurer stops being a good fit, we move you to another one instead of defending them.

•INDEPENDENT FROM ANY CARRIER

Placed with specialty carriers: Chubb, PURE, AIG Private Client, Berkley One.

The carriers affluent households actually use, not the defaults. They write larger limits, settle at real replacement cost, and pay claims without a fight.

•7+ SPECIALTY CARRIER RELATIONSHIPS

One advisor and a quote in 24 hours, not a call center.

An experienced advisor handles your policies, your claims, and your renewals. They know your household, your assets, and your wealth manager by name.

•AVG. 24-HOUR QUOTE TURNAROUND

FAQ

Common questions about working with an independent agency.

The questions we hear most often from prospective clients deciding whether to start a conversation.

Replies typically within 24 hours

A captive agent works for a single insurance company and can only sell you that company's policies. An independent agency represents many carriers and shops your coverage across all of them, so the recommendation fits your household instead of one company's product line.

No. We review what you have and only move the policies where a better placement exists. Plenty of clients keep a policy or two in place while we re-market the rest. You decide what changes.

No. We're compensated by the carriers we place coverage with. There's no charge for a review or quote.

Yes. With your permission, we coordinate directly with your wealth manager, family office, attorneys, or CPAs so insurance decisions align with the rest of your financial picture.

Most clients have a quote within 24 hours and bound coverage within a few business days, depending on carrier underwriting and the complexity of your household.
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