HIGH NET WORTH UMBRELLA INSURANCE
Clear, comprehensive umbrella coverage for high net worth clients.
Policies up to $50M
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A Bulwark advisor will reach out within one business day.
Trusted insurance partners
Built for households where coverage actually matters.
Umbrella coverage from $1M to $50M+, sized to your actual exposure.
Not a templated policy. We build coverage around your household, your assets, and the specific exposures that matter to you.
•LIMITS UP TO $50M+
Placed with specialty carriers: Chubb, PURE, AIG Private Client, Berkley One.
The carriers affluent households actually use, not the defaults. They can write larger policies and will reliably pay claims.
•7+ SPECIALTY CARRIER RELATIONSHIPS
One advisor and a quote in 24 hours, not a call center.
An experienced advisor handles your policy, your claims, and your renewals. They know your household, your assets, and your wealth manager by name.
•AVG. 24-HOUR QUOTE TURNAROUND
FAQ
Common umbrella insurance questions.
The questions we hear most often from prospective clients deciding whether to start a conversation.
Replies typically within 24 hours
Not necessarily. We can write a standalone umbrella that sits on top of your existing auto and home policies, provided they meet minimum underlying liability limits (typically $250K auto, $300K home). However, we can find better policy terms by switching over your other policies as well.
Most clients have a quote within 24 hours and bound coverage within a few business days, depending on carrier underwriting and the complexity of your household.
No. We're compensated by the carriers we place coverage with. There's no charge for a review or quote.
Yes. With your permission, we coordinate directly with your wealth manager, family office, attorneys, or CPAs so insurance decisions align with the rest of your financial picture.
We have the ability to place umbrella policies at $50M+ using specialty carriers and markets like Lloyd's. Higher limits often come down to the right carrier combination.